Binance Flexible Savings lets you earn interest on idle crypto with no lock-up period — deposit and withdraw anytime. Visit the Binance Official website or use the Binance Official APP. iPhone users can check the iOS Installation Guide.
Go to Earn → Simple Earn → Flexible. Select the token you want to deposit (USDT, BTC, ETH, etc.), enter the amount, and subscribe. Interest accrues daily and is credited to your account. You can redeem anytime — funds return to your spot wallet, usually within minutes. APY varies by token and market conditions. USDT flexible savings typically offers modest but steady returns — better than leaving coins idle.
Q: Is my principal safe?
A: Yes. Flexible Savings is not an investment product with price risk (for stablecoins). Your deposited amount is returned in full when you redeem. For volatile coins like BTC, the number of coins is preserved but their USD value fluctuates with the market.