Binance Dual Investment lets you earn enhanced yields by committing to buy or sell crypto at a target price on a future date. Visit the Binance Official website or use the Binance Official APP. iPhone users can check the iOS Installation Guide.
You choose "Buy Low" (deposit USDT, target a lower buy price) or "Sell High" (deposit crypto, target a higher sell price). If the target price is reached at settlement, your funds are converted at that price plus the APY yield. If not reached, you get your original deposit back plus the yield. Either way, you earn the yield — but the conversion risk means you might end up holding a coin at a higher price than market (Buy Low) or selling below the eventual peak (Sell High).
Q: Can I lose money?
A: You always earn the APY yield, but if the market moves significantly against the settlement result, your total value in USD terms could be lower than if you hadn't participated.